Comprehensive
This kind of insurance is divided into the following:
• Private use cars
• Commercial use cars
Insured cars are covered for the cost of vehicular repair after any accident, theft, or fire. It also covers civil lawsuits by a third party and aims to resolve damage to property caused by an accident involving the insured vehicle.
The following risks are some of the comprehensive range of risks covered by motor insurance:
• Collisions or flipping of the vehicle due to an accident or mechanical failure
• Fire, thunder, external explosion, or auto ignition
• Theft or the resulting damage
• Civil liability for the financial damage caused by the insured car
• Damage caused to a third party’s property
• Personal accidents of the driver and passengers
• Safety of the driver and the passengers
